1. Acceptance of Terms

By accessing or using Cauldron Insurance Agency, LLC’s website or services, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, please discontinue use immediately.

2. Scope of Services

Cauldron Insurance Agency, LLC provides insurance-related services, including offering life, health, annuities, Medicare, and Covered California insurance options. Our licensed agents offer information and guidance on insurance products, but you remain responsible for making decisions about policies and coverage.

Disclaimer: Cauldron Insurance Agency, LLC does not offer legal, tax, or financial advice. We recommend consulting a qualified professional for specific legal or financial guidance.

3. Eligibility

To use our services, you must be at least 18 years old or the age of majority in your jurisdiction and legally capable of entering into contracts. By using our services, you confirm that you meet these eligibility requirements.

4. Use of Website and Content

Cauldron Insurance Agency, LLC provides content on its website for informational purposes only. While we strive to ensure accuracy, we do not guarantee that the content is complete, current, or error-free. You agree to use this website and its contents solely for personal, non-commercial purposes. Unauthorized use, reproduction, or distribution of website content is strictly prohibited.

5. Privacy and Data Protection

Your use of our services is governed by our Privacy Policy, which details how we collect, use, and protect your personal information, including any personally identifiable information (PII) and protected health information (PHI). By using our website and services, you agree to our data practices as outlined in our Privacy Policy.

6. Agent and Client Responsibilities

Clients and agents are responsible for providing accurate, complete, and current information during the course of using our services. Any misrepresentation of information can affect policy eligibility, pricing, or coverage. Agents representing Cauldron Insurance Agency, LLC must comply with all licensing requirements, state laws, and ethical standards in their jurisdictions.

7. Third-Party Links

Our website may contain links to third-party websites for your convenience. Cauldron Insurance Agency, LLC is not responsible for the content, privacy practices, or terms of these external sites. We encourage you to review the terms and privacy policies of any third-party site you visit.

8. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Cauldron Insurance Agency, LLC or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works of any content without prior written consent from Cauldron Insurance Agency, LLC.

9. Limitation of Liability

To the fullest extent permitted by law, Cauldron Insurance Agency, LLC and its affiliates, agents, or employees will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website, including but not limited to errors in information, delays in processing, or unauthorized access to data.

10. Indemnification

You agree to indemnify, defend, and hold harmless Cauldron Insurance Agency, LLC, its affiliates, officers, agents, and employees from any claim or demand, including reasonable attorneys’ fees, arising from your violation of these Terms or your infringement of any intellectual property or other rights of a third party.

11. Modifications to Services and Terms

Cauldron Insurance Agency, LLC reserves the right to modify, suspend, or discontinue our services, including any part of the website, at any time without notice. We may also update these Terms periodically, and we recommend reviewing them regularly. Continued use of our services constitutes acceptance of any changes.

12. Termination

Cauldron Insurance Agency, LLC reserves the right to suspend or terminate your access to our services at our discretion, without notice, for any reason, including violation of these Terms. Upon termination, your right to use our services will cease immediately.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under or relating to these Terms will be subject to the exclusive jurisdiction of the courts located in Los Angeles County, California.

14. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Cauldron Insurance Agency, LLC regarding your use of our website and services and supersede any prior agreements.

15. Contact Information

For questions or concerns about these Terms of Use and Terms of Service, please contact us:Cauldron Insurance Agency, LLC

9250 Reseda Blvd., Ste. 216

Northridge, CA 91324

Phone: (702) 283-9229

Email: [email protected]